Soft Credit Pull · No Obligation · Approval in Minutes

Finance Your Remodel.
0% APR. Payments from $50/mo.

Don't put your kitchen on hold for cash flow. Same-as-cash, 0% APR for 12 months, or extended monthly payment plans. Soft credit pull, no impact on your score.

Choose Your Plan

Three Ways to Finance

Different project sizes call for different terms. Pick what fits your budget.

Smaller Projects

Same-As-Cash

90 Days
Zero interest if paid in full
  • $0 down available
  • No interest if paid in 90 days
  • Best for $1,500–$8,000 projects
  • Soft credit pull (no score impact)
  • Approval in minutes
Apply with My Estimate
Bigger Projects

Extended Monthly

From $50/mo
12–84 month plans · competitive rates
  • $0 down available
  • Fixed monthly payment for the term
  • Best for $15,000+ projects
  • Stacks with Free Dinners promo
  • Multiple lender options
  • No prepayment penalties
Apply with My Estimate
Estimate

Monthly Payment Calculator

Slide to your project budget and term. We'll show you a rough monthly payment. Real numbers come with your written quote.

Estimated Monthly Payment
$487
at 9.9% APR · 36-month term
Get a Real Quote →
Estimate uses 9.9% APR for illustration. Actual rate depends on credit, lender, and term — could be 0% on the 12-month plan or single digits on extended terms.
How It Works

From Quote to Approved in Days

Free Estimate

We come to your home, measure, talk through scope, write a fixed quote.

Pre-Qualify

5-minute application during or after the consult. Soft credit pull. No impact.

Pick Your Term

See exact monthly payments at each plan length. Choose what fits your budget.

Sign & Schedule

One signature locks in financing AND project schedule. Materials ordered same day.

Common Questions

Financing FAQs

What financing options do you offer?
Two main programs: (1) 0% APR for 12 months — full project amount financed, no interest if paid in full within 12 months. (2) Same-as-cash for 90 days — short-term zero-interest for smaller projects. Both run a soft credit pull (no impact on your score) and approve in minutes.
How much will my monthly payment be?
Depends on project size. A $5,000 countertop project on the 0% APR for 12 months plan = ~$417/month. A $25,000 kitchen remodel on a 60-month extended plan = ~$420/month at competitive rates. Use the calculator above for a quick estimate, or we'll show exact numbers during your free consultation.
Will applying hurt my credit score?
No. The pre-qualification uses a soft credit pull which does not affect your credit score. Only if you proceed with the formal financing application after signing a contract is there a hard pull, and only one — not multiple inquiries.
Do you offer any cash discount?
Yes — we offer a small cash discount on projects paid in full upfront (no financing). Talk to your estimator about which approach makes sense for your budget.
Can I combine financing with current promotions?
Yes. Financing stacks with our Free Dinners promo and most other current offers. The only restriction is you can't combine financing with the cash discount above.

Free Estimate. Real Monthly Payment.

One in-home visit gets you a fixed quote AND a financing pre-approval. No obligation, no impact on your credit score.